Someone Is Requesting Money, Not Sending It

A notification says there is money for you. All you have to do is approve it. You are halfway through your day, so you tap. Then the app asks for your PIN, and the money goes the other way. It โ€ฆ

What Actually Happens When You Pay by UPI?

You hold your phone to a QR code at the vegetable stall. Four seconds later it is done. Most of us have done this a thousand times. We have never once asked what actually happened. That is fine until a โ€ฆ

Why You Never Share An OTP, Not Even With Your Bank

The call comes when you're busy. Someone claiming to be your bank, a courier company, or "customer care". There's a problem with your account, or your parcel, or a payment. You need to act right now. Just share the OTP, โ€ฆ