Reward Points Expiring Today Is a Phishing SMS

"Your 7,450 reward points worth ₹3,725 expire today. Redeem now." There is a short link. It is your bank's name, and you do have a credit card with them. It feels like money you are about to lose. Where does …

Power Cut Tonight Unless You Call? It Is a Scam

"Dear consumer, your electricity will be disconnected tonight at 9:30 pm." "Your last month's bill was not updated. Contact our officer immediately." There is a mobile number at the end. It is an evening, the kids are home, and you …

KYC Update Messages From Your Bank Are a Trap

"Dear customer, your account will be blocked today. Update your KYC now." There is a link, or a number to call. It looks urgent, and the bank's name is right there. This is one of the most common messages scammers …